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Loans

First State Bank is here to help your business grow.


As a local, community bank, we are dedicated to supporting the growth and success of local businesses. We understand that every business has its own unique financial needs, and we are here to help you achieve your goals.                  

We offer a wide range of business loan products to help you purchase equipment, expand facilities, finance space and more. Whether you're just getting started or ready to take your business to the next level, we have the lending options to help you succeed.

At our bank, we pride ourselves on personalized service and building lasting relationships with our customers. Our Commerical Lenders and Portfolio Managers will work with you to create a loan package that fits your specific needs, and local decision making makes it easy for you to secure the funding you need.

We believe in investing in our local communities, and that means supporting the businesses that drive economic growth. As a community bank, we are committed to helping you achieve your goals and succeed in all your ventures.



Equipment Loans

First State Bank of the Southeast is available to assist you in the purchase of your business equipment. At First State Bank, we understand how important it is for your business to have the right equipment. That's why we're here to help you every step of the way in securing the financing you need to purchase the equipment you need. Whether you're starting a new venture or expanding an existing business, we have loan options that are tailored to your specific needs. Our team of experienced loan officers are dedicated to finding the best financing solution for your unique situation and guide you through the process. We offer competitive interest rates and flexible repayment plans to make the process as stress-free as possible. We are committed to work with you and help you grow your business.
 
Some examples include:
  • Heavy machinery and equipment
  • New and used construction equipment
  • Medical equipment
  • Furniture, fixtures, and leasehold improvements
  • Technology updates
  • Vehicles and vehicle fleets
  

Business Lines of Credit

During the life of your business, there may be times when you need extra capital to finance growth, remain competitive, meet a seasonal expenditure or pay operating expenses during a business lull. A business line of credit offers your business financial flexibility by providing immediate access to credit when you need it most.

Commercial Real Estate

Are you ready to take the next step in growing your business? Are you looking to build, purchase, or refinance your Commercial Real Estate space? We are here to help with your Commercial Real Estate needs.

At First State Bank, we understand the importance of having the right commercial real estate space for your business. That's why we're here to help you through every step of the process, whether you're looking to build, purchase, or refinance your commercial property.

Our team of experts can assist you in finding the right solution to meet your unique needs and goals. We offer a range of financing options to suit different budgets and can help you navigate the often-complex process of commercial real estate transactions. Let us help you take the next step in growing your business by finding the perfect commercial real estate space for you. Don't hesitate to reach out to our Commerical Lenders and let us know how we can assist you.