Customer paying a business by credit or debit card using a card machine

Business Credit Cards

Now offered through Y-12 Credit Union

As part of our transition to Y-12 Credit Union, FSB now offers a full suite of personal credit cards powered by Y-12. Whether you're looking for rewards, cash back, or low rates, there’s a card that fits your needs.

Choose from options like...

  • Visa Signature Rewards  
    • Earn unlimited 1.5% cash back on every purchase.
  • Visa Traditional  
    • Low intro rate and no annual fee.
  • Visa Secured  
    • Great for building or rebuilding credit.

All cards come with:No annual fees on most cards

  • Competitive rates
  • Secure online and mobile access
  • Contactless payments and digital wallet compatibility
  • 24/7 customer support and fraud protection
 
 
 

FAQ

My Credit card is lost or stolen?

If you have a lost or stolen credit card please contact us immediately at (800) 248-5950.  Verbal notification does not preserve certain rights under law.

 

What If I had a credit card with FSB previously? 

If you had an active FSB credit card, you can continue using it as usual. These cards are now serviced by Elan Financial Services. When your current card expires, a new one will be issued by Elan and will no longer feature the FSB logo. To manage your account, make payments, or view transactions, visit www.myaccountaccess.com

Verbal notification does not preserve certain rights under law.
The creditor and issuer of previous credit cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.