Debit Cards

First State Bank Premier Debit Card

The  First State Bank Premier Debit Card can be used anywhere MasterCard is accepted.
  • Cards are printed instantly at any of our bank locations (excluding our office on Highway 119)
  • Purchases automatically deducted from your checking account
  • No fee when used at any First State Bank of the Southeast ATM machine
You can receive a debit card today! Please  contact your local office to start the process today.

Your new Premier Debit Card from First State Bank offers customers: 
  • Contactless 
  • MasterCard ID Theft Protection 
  • Zero Liability Protection
  • Mastercard Airport Concierge 
  • Extended Warranty Insurance 
  • Satisfaction Guarantee 


Tap. Pay. Go. With the First State Bank Premier Debit Card! A simple and secure tap is all it takes to pay for things you need. The First State Bank Premier Debit Card makes payments more secure, convenient, and touch-free. 

How To Use Your Contactless Card

1.  Look for the contactless symbol on the payment terminal
2.  Tap your card within a couple inches to the front of the terminal
3.  Once your payment is confirmed, you're good to go!

You may still insert or swipe your new card at any payment terminal.

Mobile Wallet

Adding your card to your mobile wallet? Click here for more information 


  • With contactless payment options, just tap and pay and you're on your way.
  • Use your debit card at ATMs worldwide - just look for the Mastercard logo
  • Need a new card? We offer same-day re-issues inside our branch locations.


  • Transactions are encrypted with a unique one-time code that securely protects your payment information
  • Use SecurLock Equip to choose how, when, and where your card is used. Report your card lost or stolen, set travel alerts, and set preferences for transactions based on location, merchant type, and more!

MasterCard ID Theft Protection

Mastercard ID Theft Protection comes with your First State Bank Premier Mastercard at no cost. To activate your ID Theft Protection benefits, visit the link below and enter your card number to start the registration process.1

The benefit:

  • Monitors your credit file for changes that could indicate fraud, such as new credit inquiries, an address change, or a new account opened in your name.
  • Sends alert notifications whenever suspicious activity is detected so that you can take immediate action to minimize potential damage. The tool monitors suspicious activity related to the personal information you choose to track such as your name, address, email address, social security number, date of birth, debit/credit card numbers, or other sensitive data.
  • Provides ID Theft Resolution, with white-glove service, assigning a resolution specialist to you when you require assistance resolving issues related to identity theft.

Zero Liability Protection

You pay only for the purchases you have authorized on your First State Bank Premier Mastercard, and you won't be held liable in the event of an unauthorized purchase 1. This coverage extends to purchases made in stores, over the phone or online. 

Learn More

MasterCard Airport Concierge

Arrange for a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival or any connecting flights, 24/7/365, at over 450 destinations worldwide.

Extended Warranty 

Doubles the time period and duplicates the coverage of the original manufacturer's or U.S. store brand warranty for a maximum of one year. 2

Satisfaction Guarantee

Provides up to $250 per product, if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.2 

Lost or Stolen Debit Card

If you have a lost or stolen debit card please contact the bank immediately at (800) 248-5950. To report a lost or stolen debit card after hours please call (800) 236-2442, please follow up with the bank the next business day.


If you expect you are a victim of fraud please contact the bank immediately at (800) 248-5950. To report fraud after hours please call (800) 369-4887, please follow up with the bank the next business day.

Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions.

1. These are summary descriptions only. Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit Contact your issuing financial institution for complete coverage terms and conditions or call 1.800.MASTERCARD (1.800.627.8372) for assistance. Applicable to U.S. cardholders only.

2. Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details or call 1-800-MASTERCARD.

*** See Schedule for Details regarding any fees.

Mastercard and Mastercard Global Service are registered trademarks, and the circles design is a trademark, of Mastercard International Incorporated. ©2019 Mastercard. All rights reserved.