Image of Harrodsburg branch.

Meet our Commercial Lenders

Choosing the right loan that meets your needs depends on many factors. First State Bank's experienced Commercial  Lenders are here to help you through the process to help your business grow!  Contact one of the lenders below for more details about our business products. 


Kristy Burnett 
VP/Lender
Kristy Burnett
  Pineville Market
  (606) 248-9575
  NMLS #: 1150328
Kim Lane
VP/Commercial Lender
Kim LaneKY & TN Market
(606) 248-9502
NMLS #: 586469
Wade Bevins
EVP/Chief Loan Officer
Image of Wade Bevins.Middlesboro Market
(606) 248-9567
NMLS #: 586459




Marvin Baker
SVP/Commercial Lender
Marvin BakerWilliamsburg Market
(606)539-3302
NMLS #: 422293
Jeremy Gray 
SVP/Commercial Lender
Lexington Market 
(859)977-8694
NMLS #: 826245




Title V of the Housing and Economic Recovery Act of 2008, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008, requires mortgage loan originators to be licensed with the Nationwide Mortgage Licensing System and Registry (NMLS).

The purpose of the Act is to enhance consumer protection and reduce fraud through the setting of minimum standards for the licensing and registration of mortgage loan originators (MLO). Registration is required for all MLOs who work for First State Bank of the Southeast. Licensing is required for all other MLOs.

Above is a listing of the registered MLOs currently working for First State Bank, NMLS #452380.